| CATONINETAILS | A whip with knotted lashes, once used in the army and navy (3,1,4,5) |
| SERVICE | You may get it with a smile in the Army and Navy (7) |
| EAR | Sound receiver used in the army (3) |
| FORCEPS | Penny is in the Army & Navy getting surgical equipment (7) |
| CAT | Carnivorous mammal; whip with knotted tails (3) |
| CANER | Supply a whip with the queen (5) |
| CATER | Supply a whip with the queen (5) |
| ALAS | A whip with its end broken off, unfortunately (4) |
| MARKETFORCES | They're bound to affect the price in trade with the army and navy (6,6) |
| EMPORIA | They're like the Army and Navy air observation point; note the reversion (7) |
| EMBUSQUE | Having no heart for crowd in jostling queues, I’d avoid the Army and Navy |
| ARMEDSERVICES | Wing and reeds shaken by failings of the air force and navy (5,8) |
| FORCES | Coerces into the army and navy for example (6) |
| CROP | Foliate part of a finial; a plant grown to be harvested collectively; or, a short equestrian whip with a loop at the end rather than a lash (4) |
| JEDDART | And 22dn Weapon similar to a halberd once used in the Borders (7, 5) (7) |
| ORDINARYSEAMAN | Potentially a senior army and navy chap (8,6) |
| ADMIRALTY | Officer brought in to desperately aid army and navy commanders (9) |
| SERVE | Join the army and work in the mess? (5) |
| DESERTERS | There's no excuse for them to leave the army and rest in the reeds (9) |
| RIDINGCROP | Short whip with a thong at one end and a handle for opening gates (6,4) |